If you live in Michigan and are on Medicare, you will have coverage options for how you receive your benefits. As a Michigan resident, you have the option of enrolling in the government-run Original Medicare (Parts A and B), as well as adding Part D prescription drug coverage if desired. Alternatively, you should enroll in a Medicare Advantage package. Michigan's Medicare Savings Program or MMAP, the Michigan Medicare/Medicaid Assistance Program, may be able to assist you with Medicare in Michigan.
Michigan Medicare Advantage Plans programs take the place of original Medicare by covering all of Parts A and B. Except for hospice care, Michigan Medicare Advantage Plans programs would provide all of the facilities that original Medicare provides.
Michigan Medicare Advantage Plans plans, also known as "Part C" plans, are provided by private insurance firms that have been licensed by the federal government. It's worth noting that Michigan Medicare Advantage Plans plans:
Michigan Medicare Advantage Plans programs are governed by the Centers for Medicare and Medicaid Services (CMS), which is a federal agency. Since the Department of Insurance and Financial Services (DIFS) has no jurisdiction over Michigan Medicare Advantage Plans plans, it does not review or authorize their contract language or rates. The Department of Insurance and Financial Services (DIFS) does, however, license the Michigan Medicare Advantage Plansjority of health insurers that provide Michigan Medicare Advantage Plans plans in Michigan.