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Medigap Questions

How often can I change my Medicare Part D prescription drug plan?

Medicare Answer:
Medigap Questions

You only have one chance each year to transfer from one Part D drug plan to another during open enrollment, but in some situations, you might be able to switch at other times of the year.

Medicare Plan: 

Medicare Advantage Prescription Drug Plan

Medicare Advantage Prescription Drug Plan

Updated on:
March 16, 2021

More Medicare Questions & Answers

Question:
How can I find out which Part D drug plans cover the prescription drugs I take?
Answer:
Using the online Medicare plan finder program — either yourself or making someone else do it for you — is the best way to find out which Part D plans cover the prescription medications you take.
Question:
How can I tell which Part D prescription drug plans provide good service?
Answer:
To assist beneficiaries in choosing a plan, Medicare assigns a quality rating to each plan based on customer service and other variables.
Question:
I’m about to lose health insurance from my employer. How soon must I sign up for Part D prescription drug coverage to avoid being hit with late penalties?
Answer:
You must participate in a Part D prescription drug plan within two months of withdrawing creditable drug coverage from another source to escape late penalties.
Question:
What if I have prescription drug coverage from a current or former employer? Can I keep it or will Medicare make me drop it and enroll in a Part D drug plan?
Answer:
You can always choose to retain your existing drug coverage instead of enrolling in Part D. However, in order to escape late fees, you must decide if the employer's coverage is "creditable."
Question:
How can I choose the best Medicare Part D prescription drug plan for my needs?
Answer:
You must choose a drug plan based on the prescription medications that you need.
Question:
Is there a limit on the number or type of prescription drugs a Medicare Part D drug plan will cover in a given year?
Answer:
No, your Part D package does not have a cap on the amount of prescriptions you can fill. However, no plan covers all medications, and in some cases, policies can restrict the number of drugs that can be filled under a single prescription. In addition, some medications are not covered by Medicare Part D.

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