As you might be aware, Medicare Plan F, as well as Plan C and High-Deductible Plan F, made a semi-exit in 2020. Many people who were thinking about getting a high deductible Medicare Supplement are now unsure of their options now that Plan F and its high deductible Plan F plan are no longer available.
A High Deductible Plan G option will be available to beneficiaries who became eligible for Medicare on or after January 1, 2020. This package is similar to High Deductible Plan F, but it does not have compensation for your Part B deductible.
As in every new plan, the issue of how a High Deductible Plan G would compare to a High Deductible Plan F looms large. What you should note about the High Deductible Plan G is as follows:
Original Medicare will continue to cover the remaining 80%.
You'll be liable for the remaining 20% until the $2,370 deductible is reached.
The package would pay the same benefits as standard Plan G after the out-of-pocket deductible is met.
The Part B deductible is not covered by the plan (just like Plan G)
Your annual Part B deductible will be added to your gross out-of-pocket deductible.
A High Deductible Plan G would be open to all newly qualified and previously enrolled Medicare beneficiaries.
