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Medigap Plan F-high deductible

💬 What does Medigap Plan F-high deductible cover and how much does it cost?

Medigap Plan F-high deductible
Updated:
April 1, 2021

The new Medigap F plan offers the most extensive coverage of all the Medigap plans available. There are no annual deductibles or out-of-pocket expenses for Medigap F for Medicare-covered procedures. When compared to the other Medicare Replacement plans, it has the highest monthly premium since it has extensive coverage. It is the most common Medigap plan, despite its high premium.

For many years, Medigap High-F has been available. It offers the same benefits as Medigap F but at a much lower cost. It does, however, have a $2,240 annual deductible in 2018.

What is the mechanism behind it? Sections A and B under Medicare continue to pay for covered expenses first. For example, if you visit your primary care provider and the cost of the visit is $100, Medicare Part B would cover 80% of the cost, or $80. (For more information, see the table below.) The Medigap F program would cover the $20 balance owed, leaving the customer with no out-of-pocket expenditures. If the client has not yet met the annual deductible of $2,240, he or she will be responsible for the $20 out-of-pocket fee. Until his or her gross OOP expenses exceed $2,240, the Medicare recipient would continue to pay the rate that Medigap F would have paid for medical services.

Medigap Plan F-high deductible Plan Cost Comparison by State

You can expect to pay between $47-$132 for a Medigap Plan F-high deductible in Maine.
The pricing for each Medigap Plan F-high deductible in Maine depends on your age and gender. For the Price Quotes below, they are based on either MF and age 65 for the city of Augusta, ME and the zipcode 4330.

Medigap Plan F-high deductible

Comparison Chart 2021

Age
Gender
Premium Low
Premium High
65
MF
$
47
$
132
Part A Deductible
Part B Deductible
Copays
$
2370
$
0
$
0

Medigap Plan F-high deductible

Benefits

Skilled nursing facility is available
Part A deductible is available
Part B deductible is available
Part B excess charges is available
Foreign travel emergency is available

Medigap Plan F-high deductible

Exclusions

You can expect to pay between $22-$377 for a Medigap Plan F-high deductible in Tennessee.
The pricing for each Medigap Plan F-high deductible in Tennessee depends on your age and gender. For the Price Quotes below, they are based on either MF and age 65 for the city of Nashville, TN and the zipcode 37219.

Medigap Plan F-high deductible

Comparison Chart 2021

Age
Gender
Premium Low
Premium High
65
MF
$
22
$
377
Part A Deductible
Part B Deductible
Copays
$
2370
$
0
$
0

Medigap Plan F-high deductible

Benefits

Skilled nursing facility is available
Part A deductible is available
Part B deductible is available
Part B excess charges is available
Foreign travel emergency is available

Medigap Plan F-high deductible

Exclusions

You can expect to pay between $31-$149 for a Medigap Plan F-high deductible in Virginia.
The pricing for each Medigap Plan F-high deductible in Virginia depends on your age and gender. For the Price Quotes below, they are based on either MF and age 65 for the city of Richmond, VA and the zipcode 23219.

Medigap Plan F-high deductible

Comparison Chart 2021

Age
Gender
Premium Low
Premium High
65
MF
$
31
$
149
Part A Deductible
Part B Deductible
Copays
$
2370
$
0
$
0

Medigap Plan F-high deductible

Benefits

Skilled nursing facility is available
Part A deductible is available
Part B deductible is available
Part B excess charges is available
Foreign travel emergency is available

Medigap Plan F-high deductible

Exclusions

Medigap Plan F-high deductible

Questions & Answers

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