One of the most common Medicare Supplement plans is Medicare Part G, also known as Plan G. Plan G is a close second to Plan F in terms of success among Medicare enrollees in the United States who want a little more coverage.
What is the reason for this? One explanation is that Medicare Supplement Plan G has just as robust coverage as Plan F.
What isn't covered by Medicare Part G?
While MedSup Plan G assists you in covering the majority of the healthcare costs not covered by Original Medicare, or Medicare Part A and Part B, it does not cover all of them.
For example, the Medicare Part B deductible is not covered by MedSup Plan G. If you enroll in Plan G, you will be responsible for all medical care or materials before your out-of-pocket expenses surpass that level.
The Medicare Part B deductible for 2020 is $198 per year. When the out-of-pocket expenses reach that level, you'll have to pay 20% of the Medicare-approved sum for most of the services covered by Part B. This includes visits to the clinic and outpatient therapy.
Prescription medications are normally not covered by Plan G. Previously, some MedSup regulations did, but this is no longer the case. You must participate in Medicare Part D to do so.